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Current Loan & |
Current Loan Rates Current Savings Rates
| Current Interest Rates for Loans (based on your credit report) (Effective March 1, 2008) |
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Unsecured Signature Loans |
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Fair, Issac Score Intervals |
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| Score | Grade of Paper | |||
| 700+ | A | |||
| 640-699 | B | |||
| 600-639 | C | |||
| <600 | D | |||
| Loan Amount: | $501- $2500 |
Greater than $2500 |
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| A | 8.50% | 8.00% | ||
| B | 9.50% | 9.00% | ||
| C | 17.50% | 16.50% | ||
| D | 18.00% | 18.00% | ||
| Secured
Loans Autos, Boats, Motorcycles, Etc. |
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| Score | 36 mo. | 48 mo. | 60 mo. | 72 mo. |
| A | 5.25% | 5.25% | 5.25% | 6.25% |
| B | 7.50% | 7.50% | 7.50% | 8.25% |
| C | 9.50% | 9.50% | 10.50% | 11.00% |
| D | 13.50% | 13.50% | 16.00% | 16.00% |
* .25% rate reduction for checking, direct deposit, CD.
Mastercard or Money Manager up to a .50% reduction. (unsecured
loans only) *Used car rates slightly higher - contact Credit Union *Maximum rate on all categories - 18% |
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Current Savings Rates
(Effective 05/07/08)
| LAST DECLARED DIVIDEND RATES - Annual Percentage Yield | |
| Share Account | .50% |
| Special Share | .50% |
| Share Draft | .25% |
| Money Manager Daily Balance: $500-$2,499.99 $2,500 - $24,999 $25,000 - $49,000 $50,000 and up |
.50% .50% 1.01% 1.51% |
| IRA ($250 Min) | 1.01% |
| 90 Day CD ($1000 Min) | 1.80% |
| 180 Day CD ($10,000 Min) | 2.00% |
| 1 Year CD ($1,000 Min) | 2.25% |
