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Home Mortgage Loans
  • Low Down Payment Mortgages
  • Jumbo Mortgages
  • Cash Out Refinances
  • Terms up to 40 Years
  • Fast and Easy Approval
  • Fixed and Adjustable Rates
  • No Prepayment Penalties
Auto Loans Boat/Motorcycle Loans RV Loans Unsecured/Personal Loans
  • Low, Fixed Rates
  • Terms up to 36 Months
  • Fast and Easy Approval
  • No Hidden Fees or Prepayment Penalties
Share/CD Secured Loans

Other Loan Services

Guaranteed Asset Protection
GAP is low-cost coverage that pays the potentially high-cost difference between your insurance settlement and your auto loan balance. You can sign up for GAP when you apply for your auto loan. The cost can be rolled into your monthly loan payment. In most cases our premium will be much lower than at an auto dealership.

Mechanical Repair Coverage
MRC helps pay for covered repairs on your car when that unexpected breakdown occurs. For a few dollars a month, you can protect your vehicle and your finances from expenses that could total hundreds or even thousands of dollars. Compare our quotes with the auto dealership. In most cases the coverage at the credit union will be cheaper.

Credit Life Insurance
This policy makes the monthly payment to the credit union to reduce or pay off a loan in case of a member’s death.

Credit Disability Insurance
This policy makes the monthly loan payment to the credit union to reduce or pay off a loan if the member becomes disabled by a covered sickness or accident.

Ask a loan officer about these valuable services when applying for a loan.


SWECU makes loans to our members for almost any purpose, and provides our members with convenient, competitive, and attractive MasterCard credit cards.

Now it's even safer to to shop online with MasterCard SecureCode. Click below for more information.

SWECU Members can borrow for new and used cars, boats, vacations, emergencies, back to school needs, debt consolidation and more!

SWECU has teamed up with Austin Auto Locators to bring you your new vehicle.

Apply Online for A SWECU Loan!

Apply Online for A SWECU MasterCard!

To report a lost or stolen MasterCard or MasterCard Debit card,
please call 1-800-627-8372.

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